QUOTES
POLICIES
CLAIMS
PAYMENTS
About Texas Mutual Insurance Company
Building a Stronger, Safer Texas
As the leader in the workers’ compensation market, Texas Mutual is dedicated to protecting businesses, promoting safe workplaces, and ensuring that Texas workers return home safely to their families. Established in 1991 to provide a stable and competitive source of workers’ compensation insurance, our mono-line focus has allowed us to excel—delivering specialized expertise and unwavering reliability.
Today, more than 80,000 policyholders trust Texas Mutual to safeguard 1.5 million workers across the state. We honor that trust with relentless dedication, offering best-in-class coverage, responsive service, and a seamless experience for employers and their teams.
Our Purpose
To be a stable force for good.
Our Mission
To provide a reliable, competitive source of workers’ compensation insurance for Texas employers, serve as the insurer of last resort, and help prevent workplace injuries and illnesses while minimizing their impact.
Our Vision
To build a stronger, safer Texas by being the model provider of workers’ compensation insurance—driven by innovative, responsive partnerships with our customers, communities, and each other.
Investing in the Future
At Texas Mutual, we’re more than an insurance company—we’re a force for good. We’re committed to supporting the businesses and employees who rely on us, empowering our agent partners, and strengthening communities across Texas. In 2024 alone, we distributed $350 million in policyholder dividends and launched a first-of-its-kind disaster preparedness website, reinforcing our commitment to resilience and readiness.
Frequently Asked Questions
Many insurance companies offer the option to get a quote directly on the carrier website. But to know how their rates compare to other carriers, you would need to spend a lot of time at your computer, entering the same info over and over.
Republic Insurance Group makes it easy - provide your information to us just one time, and we'll do all the work checking rates from all our carriers to find the right combination of coverage and affordability for you.
Start your quote online or call us at 817-516-5501.
Working with Republic Insurance Group gives you a local independent agent who can answer questions, review your coverage, help with policy changes, and check whether better options are available, including with other insurance companies if Texas Mutual is not the best fit for your specific needs.
Republic Insurance Group is happy to complete a throrough review of your current insurance and search for any and all discounts you may be eligible for.
Yes. Republic Insurance Group can review your Texas Mutual policy and help check for available discounts.
Discounts vary by company and policy type. Commonly offered discount types include bundling multiple policies together with the same company (like auto and homeowner), safe driving records, home safety features (fire, security, water), prior insurance history, paperless billing enrollment, and paid-in-full options (paying your premium annually instead of monthly).
In most cases, switching agents is pretty simple. You usually do not need to cancel your policy or change insurance companies. Instead, you can ask Texas Mutual to transfer your policy to a new agent of record.
The process varies by company, but it often involves completing a short Agent of Record form. Once the change is approved, your new agent can help review your coverage, answer questions, and assist with future policy changes and claims.
Our team can help you with keeping your policies with Texas Mutual, but switching your insurance agent to Republic Insurance Group
No. Republic Insurance Group is an independent insurance agency, which means we are not tied to just one insurance company.
Our job is to recommend the coverage and carrier that best fits your needs, budget, and preferences. If Texas Mutual offers the best value and the right coverage for you, we will recommend it. If another company provides better coverage or pricing, we will show you those options as well.
Because we represent multiple insurance companies, our goal is to help people find the right fit for their situation, regardless of carrier.