Specialty Coverage for Commercial Aviation—On the Ground and In the Air

The aviation and aerospace sectors operate in a high-stakes environment where precision, compliance, and safety are paramount. At Republic Insurance Group, LLC, we understand the unique challenges facing aviation businesses—from pilot training and aircraft maintenance to regulatory compliance and asset protection. Our mission is to help you navigate these complexities with confidence.

As a trusted risk management partner to aviation, aerospace, and defense organizations, we offer tailored insurance solutions backed by decades of industry experience. Whether you're managing manned aircraft operations or deploying unmanned aerial systems, our team delivers strategic insight and specialized coverage to protect your people, property, and reputation.

Our Aviation Insurance Solutions

We provide comprehensive coverage for a wide range of aviation exposures, including:

• Manned Commercial & Industrial Aid Aircraft
• Aviation Business Insurance
• Unmanned Aerial Systems (UAS) & Drone Operations
• Travel Medical & Repatriation Services for Passengers & Crew
• Non-Owned Aviation Hull & Liability Coverage

Our policies are designed to address the most critical risks in aviation, such as:

• Gaps in coverage for aircraft loss of use or damage
• Passenger and employee injuries or bodily harm
• Property damage caused by crew, maintenance, or dispatch personnel
• Liability exposure from non-owned aircraft and air charter operations

Tailored Risk Management for Aviation Professionals

No two aviation businesses are alike. That’s why we take a customized approach to risk management—protecting your aircraft, equipment, pilots, crew, passengers, and ground personnel with precision and care. Our specialists work closely with you to assess your exposures and build insurance programs that align with your operational realities and regulatory obligations.

Expert Guidance for Complex Aviation Scenarios

We go beyond standard coverage to help clients understand and mitigate nuanced aviation risks. Here are a few key insights:

• Charter Flights: Always request a certificate of insurance naming your entity (including officers, directors, and employees) as additional insured. Ensure breach of warranty and waiver of subrogation clauses are included, with a minimum 30-day notice of cancellation or material change.
• Fixed Base Operations (FBOs): Aviation coverage typically ends at the airside gate or FBO entrance. Displays of vehicles or art in lobbies may trigger Auto Liability and Commercial General Liability (CGL) exposures.
• Non-Owned Aircraft & Drone Use: If you operate or ride in aircraft or drones you don’t own, you need coverage. Corporate and personal non-owned policies are available with limits up to $100 million.
• Fractional Ownership Risks: Charter operators who fall behind on training or maintenance may void primary policies. Contingent liability coverage can protect fractional owners from exposure.
• UAV/UAS Coverage: These policies are not adapted from standard CGL forms. They are written by A to A++ rated aviation insurers using specialized aerospace policy forms to cover aerial photography, surveillance, law enforcement, agriculture, and more.

Ready for Takeoff

Whether you're launching a new aviation venture or refining your existing insurance program, Republic Insurance Group, LLC is here to help you soar. Our aviation specialists are ready to deliver fresh insights, innovative solutions, and unwavering support—so you’re covered from ground to flight and back.